Josephine Grace Prentice (Purves)
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Josephine's Tribute Fund
Josephine's Tribute Fund
Terms and Conditions
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).
These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.
Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.
Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.
Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.
Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.
Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.
No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.
Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).
Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.
Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.
Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:
• US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.
• CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.
All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.
Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine
DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.
LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).
EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.
DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.
The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.
Introduction
BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.
This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.
Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.
1. Scope
This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.
2. General Policy Provisions
Definitions
“Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.
"Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.
"Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop
“Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.
Notice
Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.
Choice
Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.
Security
Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.
Data Integrity
Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.
How to Access Your Information
Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.
You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.
3.Reasons the Company Collects Personal Information
Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.
4. Information Company Collects About You
Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.
Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.
When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.
Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.
5. Information You Provide to Company
To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.
While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.
Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.
Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.
6. How Company Uses Your Personal Information
Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.
Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.
Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.
Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.
Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.
Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.
7. How Company Shares Your Information
Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:
If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.
Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.
Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.
There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.
Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.
Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.
Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.
8. Business or Asset Transfer or Sale
Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.
9. Miscellaneous
Privacy of Children
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.
Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.
Agreement with Policy and Continued Use of Site
Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.
Obituary
Jo was the second of four children descended from old Nova Scotia stock, to which her family returned in her earliest years. They had been pioneers in the province, having transplanted from the first New England colonies. Jo was very proud that one of her direct ancestors was a signatory to the Mayflower Compact. She was first raised in North Sydney, and later in Halifax, where her father took a position in the civil service as an engineer in the Department of Transportation, eventually becoming the Deputy Minister of Transportation. Remarkably, her father even spoke of having surveyed the beautiful Cabot Trail on horseback as part of his duties.
Jo’s early education was in the public schools of Halifax. As a young teenager, she received a scholarship to the Nova Scotia College of Art which would have allowed her to pursue high school within a formal art program. Unfortunately, due to a clerical error, she was unable to continue after her first year, but that one year laid the foundation for her life’s passion–painting. She jokingly shared with her children that if that education would have been completed, she “might have ended up in a commune somewhere and you would never have been born!”
As a young woman in Halifax during the early years of the Second World War, Jo became a member of a ladies’ singing group created to perform and entertain troops granted shore leave. As the war began to take many young lives, including some of Jo’s childhood companions, she decided she needed to make a more direct contribution to the war effort and so enlisted in the Royal Canadian Air Force. She trained in Ontario and Manitoba as a member of the photographic section, and was then posted to RCAF160 Squadron in late 1943 in Torbay (now St. John’s International Airport). It was there that the elegant Jo met the handsome Flight Lieutenant Vernon David Prentice. He was a pilot flying anti-submarine patrols over the many convoys from Halifax to England via the treacherous North Atlantic route being ravaged by German U Boats. Jo and Vern fell in love and were married just prior to the end of the war on July 7, 1945.
After the war ended, the newlyweds moved to Ottawa with Vern remaining in the RCAF until late 1946, having been made an aide-de-camp to an Air Vice Marshal. During their time in Ottawa, they met and became lifelong friends with Commander Alec Wells, RCN and his wife, Thelma. Alec and Thelma eventually relocated to Halifax and Jo and Vern to Toronto after Vern left the Air Force to enroll at the College of Optometry. However, the two families purchased side-by-side waterfront property on Calabogie Lake, setting the stage for many happy summers spent visiting with “Uncle Alec” and “Auntie Thelma” and their children Leslie, Lois, and Brian next door. (Brian continues to cottage at “the lake” to this day and Jo will always be “Aunt Jo” to the Wells.)
Jo and Vern lived in Davisville, Toronto and in early 1947, Jo became an expectant mother. Jo and Vern welcomed their first-born son, David William Blair Prentice, in December of that year in Truro N.S., where Jo had returned to enlist her Mother and Granny Blair’s help prior to Dave’s birth. After Vern's graduation from Optometry, Vern decided to set up his practice in Renfrew, and they made their first home as a family on Lorne Street. It was there where Jo and Vern welcomed their daughter, Carol Ann Elizabeth (August 1951), and son, James (Jim) Purves Archibald (October 1952), and where the family spent the first few years of their lives before moving to Stevenson Crescent. Jo would live the rest of her long life at the house on Stevenson Crescent. The last additions to the family were Vernon Derrick Murray (October 1958) and Vera May Erin (November 1959), and with their arrivals Jo and Vern’s family was complete.
When Jo and Vern arrived in Renfrew, they became members of the “Ball and Chain Club” as a way to meet other young couples. Many of these couples would form the nucleus of their social circle throughout the years, with social gatherings such as “Grey Cup Parties”, weddings of their children, charity fundraisers and dances at the Legion and Wing to name a few. Jo went on through the years to become actively involved in various community charity efforts such as Meals on Wheels, the United Church Women’s superfluity, Annual Tea, and fashion shows. Vern and Jo were avid curlers and for many years were involved with the Renfrew Curling Club. Jo was active in her Bridge Club and loved to play well into her eighties, still sharp as a tack even subbing in other clubs until her nineties. She was lifelong voracious reader, pouring over the Ottawa Citizen every morning, doing Sudokus and crosswords, and participating in a ladies’ book club for many years, having finished her last novel a little over a week before her passing.
In the early 1950s, with the aid of Vern Sr.’s father and Ernie McIntyre, a local carpenter who was to become like a grandpa to the kids, a cottage was built at the Calabogie Lake property, which became a well-beloved focal point for so many gatherings of Jo and Vern’s family throughout the years. Ernie told many fascinating tales about his participation in the Great War (WW1) and rural life in the old days of Renfrew. Jo and Vern loved hosting his yearly birthday party on April Fool’s Day. He would visit Christmas Day and his gift was always a bottle of “Crown Royal” which he and Vern would ultimately enjoy at the Calabogie camp on frequent carpentry excursions. Christmas dinners were enjoyed with Kaye Whitton and her son John and daughter-in-law Linda as well as Ruth Savage, a former widowed babysitter. For many years, Christmas dinner would not have been complete without them. The grand finale of these dinners was always a flaming rum-soaked Christmas pudding for dessert!
Jo and Vern were delighted when Jo’s childhood friend Margaret Harlow Rolfe, who had grown up in the house next door to her grandparents in Truro, N.S., moved to Renfrew in the late ‘50s. Aunt Margie became a librarian at RCI. Alice, Marg’s older sister became guardian to David and Lesley, her children after Marg’s untimely passing. Dave and Les have remained lifelong friends of the family. Many happy days in the summer were spent with the Rolfe’s renting the Well’s cottage throughout the ‘60s.
In those days, there were many big families in the area and all the neighbourhood moms and dads, and kids and friends were in and out of each other’s homes freely, with birthday parties and gatherings, baseball, hockey and football games with the Cooke, Guest, Murray, McPhail, Scott, Ringrose, Chown, Lindsay, Carriere and Sealy families. But it will be remembered that Jo was the only one of them able to “yodel” her children home for supper or bedtime!
While Jo was extremely busy raising her five children, she still found time in the evening to deepen her artistic talents. She continued to draw and paint, becoming well known in Renfrew and area and even teaching night classes at R.C.I. for a time. Portraits of the children of local families graced the walls of many Renfrew family homes over the years, and still do to this day. While she was well known for her oil paintings, after becoming sensitive to turpentine Jo found a new and lifelong love for watercolours. It was a perfect medium for her light and loose style, an example of which is seen reproduced on a wall next to the Renfrew Public Library. This painting of the McDougall Museum and iconic Swinging Bridge was done for the 150th Anniversary of the founding of Renfrew, with limited edition prints sold. It was even was printed on t-shirts! Jo was fortunate to share her passion for art with a great friend and painting pal in Dorothy (Lindsay) Cooke, her immediate neighbour on Stevenson Crescent. Many occasions were spent off in the countryside painting landscapes with Dorothy and the results of these efforts are found all around Renfrew. Another of Jo’s dear painting friends was Noreen (Kelly) Martinson who, with her husband Murray and children Kathy, Ruth, and Murray (from which Vern Jr. acquired a middle name) were great friends of Jo and Vern and family. The couple were always “Uncle Murray” and “Aunt Noreen” to the kids. After Murray passed, Noreen moved back to Renfrew for a time and Jo and Noreen took up their painting friendship again.
Jo’s daughter Carol took up the torch or, shall it be said brush, early in life and when she later returned to Renfrew to live, she and Jo developed an art symbiosis, feeding off one another, inspiring one another to attempt new and different methods of expression. They took courses and painted real life together, and their shared experiences often inspired tales that were amusing and occasionally ribald (as opportunities to paint the unadorned living human body would naturally afford!).
In the later years as Jo stayed closer to home, she and Carol still enjoyed one another’s company with a regular “date night”. As the Prentice females share a love for British television, Carol and Jo would regularly select an episode of “Doc Martin” or “Downton Abbey” or they would find a special on art or a biography about a famous art master to enjoy together. Not just as mother and daughter, but as best adult friends, they shared stories and discussed events in their lives, past and present. In fact, this was something Jo was able to do with all her children, as Jo was an excellent listener, never forcing her opinions on anyone and always interested in your point of view.
Remarkably, Jo continued to paint until she was 99 and only when her dexterity and eyesight failed did, she lay aside her brushes. Nevertheless, it was a source of pride and consolation to her that her artistic genes continue to be expressed in the succeeding generations of her family, some as professionals and others amateur artists who all look up to 'Granny' as their original source of inspiration and muse.
But while Jo possessed a curious mind, enjoyed deep and lasting friendships, was actively involved in her community and a master of her craft, her life’s work was always her family. Jo, as beloved mother to Dave, Carol, Jim, Vern, and Erin, was ever a true hero and role model to each of them. Jo’s steadfast and selfless devotion, endless patience, unwavering love and serenity through all of life’s triumphs and tribulations, is what her family will strive to emulate. Whether at the home she made on Stevenson Crescent, with all the wonderful milestones and celebrations spent there, or at the cottage on Calabogie Lake throughout the changing seasons or later spending precious time in her children’s home’s in the G.T.A., Ottawa, Calabogie, Pembroke, Miami or beyond, it was simply Jo’s presence that made any place feel like home. Once Jo’s children had families of their own, Granny, or ‘GG’ as the latest generation came to know her, was deeply adored and she adored them in equal measure. They, alongside her children, were what brought light to her life.
Her family jointly contributing these recollections and characterizations agree that she had the unusual gift of somehow making each one of us feel like the most special person in the world. Any time we entered the room her face would light up, whether it was just yesterday, had been a month or year since she’d seen you. She’d say, "Hi Darling!", and in that moment all of life's problems seemed surmountable. As she looked into your eyes you knew she loved you without reservation, without judgment, totally and selflessly all in that instant and every single time. She was a superb example to her entire family of the love we all idealize but so many of us fall short of showing when the stresses and strains of life compromise our best intentions. God blessed us with a soul in our mother, grandmother and great-grandmother who naturally followed the heavenly instruction “love one another as I have loved you”.
Her daughter Erin, who lived with Jo for the last twenty-five years of her life was the strongest reason we, her family, were able to have her and enjoy her for so many years beyond any normal life span—even in this day and age of tremendous medical and technological advances. Erin selflessly and lovingly chose to provide nursing care herself in Jo’s later years and she promised to fulfill her mother’s desire to remain in her own familiar surroundings until her final moments on earth. Erin had tremendous help from her children, Jared and Sam, and their young families, whom Jo was able to see almost daily, which always lifted her spirits. She wanted to go on to see how the great-grandkids would “turn out” and loved watching them grow. Their involvement in GG’s daily life was a gift they all willingly gave, enriching their lives in the process, as it did to all family members who were able to spend precious time with her. In the end, Jo’s passing was without major suffering, made so by Erin’s competent and compassionate nursing, which she was able to do despite her own personal distress and that of the rest of the family in the loss of their mom, Granny, their GG, their best friend.
Each of Jo’s children, grandchildren and older great-grandchildren could easily relate stories of their special relationship with her—as she did have precious relationships with each of them. As life’s normalcy eventually resumes and this tremendously difficult period of 2020-2021 comes to an end, Jo’s descendants and family friends will gather to share in her memory and what she meant to each of them. It will be a celebration of her life, and a bittersweet joy to honour her legacy, together once again.
Josephine Grace, we know you are with your God. The hearts you leave behind are aching but also bursting with pride for the life you lived and all that you gave each of us. Be with us in spirit as we try to follow in your beautiful footsteps.
Jo is survived by her son, David (Catherine) and their three sons, James (Terri) and their children Jackson and Stella, Blair, and Rob (Katie Ahrens); her daughter, Carol and her son David Shore (Rachel) and his daughter Mya; Jim’s wife, Rachael, and their three children, Marie, Dr. Michelle Prentice, and Joel (Alexandra Gaysek); her son Dr. Vern Prentice Jr. (Judy) and their four children, Janet (Josh Brierley), Michael, Stephanie, and Colin; her daughter Erin (Charlie Briscoe), and her children, Jared Debruyn (Jaimie) and their children Mackenzie Nolan and Ayden, and Samantha (Dan St. Michael) and their three daughters Isla, Arabella and Maren. She will also be missed by her nieces and nephews, including Donna, Michael, Caroline, Tom, Jillian, John, Cathy, Janet, and Barb.
Jo is pre-deceased by her beloved husband Dr. Vern Prentice Sr., and her dear son Jim. She is also predeceased by her two brothers and sister and their spouses, Blair Purves (Nancy Burrell) and Dr. James Purves (Mary Tobin), both of Halifax, Grace (J.C. Phillips) of Toronto, and niece, The Hon. Jane Purves of Halifax.
Professional services have been entrusted to the care of Zohr Family Funeral Home, Renfrew. Cremation has taken place and a Celebration of Jo's Life will be held when the restrictions are eased and gatherings are more acceptable. Please consider a donation to either the University of Ottawa Heart Institute, Renfrew Victoria Hospital Foundation (Oncology), the Canadian Diabetes Association, or the Prostate Cancer Canada Network in memory of Jo and online at www.zohrfuneralhome.com
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In Loving Memory Of
Josephine Prentice
May 20, 1920 - February 6, 2021
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